Turn your business goals into reality with working capital loans for small businesses and restaurants.

With Beyond, get the funding you need to grow - backed by a partner invested in your success.

OPPORTUNITY WITHOUT THE WAIT

Access to capital is the key to unlocking your success

Endless paperwork. Tough credit checks. Investor pitches. These are the hurdles that often stand between your business and its next big step. Beyond eliminates the obstacles and delivers the funding you need to unleash your business’s full potential.

Working capital that moves with your business​

Fast, simple funding. Apply in minutes, access up to $300,000, and put your capital to work - Beyond makes the process seamless for qualified clients.

Easy application

Apply in minutes directly from your Beyond account – no tax returns, no receipts. Get an instant decision.

Quick funding

Approved? Funds typically hit your account by the next business day. No delays.

Total flexibility

Use your capital your way—upgrade equipment, manage expenses, invest in growth. It’s your business, your choice.

Funding that flexes with you

When business is strong, you pay more. When it’s slow, you pay less. Beyond is built to grow with your success.

  • Simple, transparent pricing

    Just one flat fee - no interest rates, no surprises.

  • Effortless repayment

    A fixed percentage of your daily card sales is automatically applied to your loan. No stress, no missed payments.

  • Truly fee-free

    No application fees. No late fees. No hidden charges. Just clear, upfront terms.

STAY IN CONTROL

Effortless Loan Management, Powered by Beyond

With Beyond’s online small business loans, managing your funding is simple, seamless, and always in your hands.

Client management

Stay informed. Access signed documents, track your loan progress, and view your payment history – all in one place.

Optional prepayment

Pay off your loan faster with no fees. Use your dashboard to make prepayments whenever you like.

Ongoing funding opportunities

Once your loan is repaid, apply for more funding and continue the cycle as often as you need.

Partner with people who truly care about your success

Your business is unique, and so is your Beyond solution. We tailor everything to fit your needs, backed by these promises:

  • Transparent pricing with no hidden fees

  • A dedicated account executive ready to assist whenever you need help

  • 24/7 phone support from real people, responding in minutes

  • Experts ensuring your technology runs flawlessly, today and tomorrow

Frequently Asked Questions

How can Beyond’s working capital loans support my business?

Beyond helps you secure the funding you need to grow. You could qualify for up to $300,000, receive funds quickly, and use them for any business purpose – on your terms

Why choose Beyond’s small business loans?

Beyond offers a fast, hassle-free application, quick access to funds, full spending flexibility, a single flat fee, automated repayments, zero hidden charges, intuitive dashboard management, prepayment options with no penalties, and the ability to renew funding whenever you need it.

How is Beyond different from traditional loans?

Beyond eliminates the usual hurdles—no long applications, no hard credit checks, no investor pitches. Plus, repayment is simple and flexible: a percentage of your daily sales, so you pay more when business is strong and less when it slows down.

How can I apply for a loan with Beyond?

Once you’re set up with Beyond, you’ll receive a notification in your Beyond dashboard when you qualify. To learn more about prequalification, just connect with your Beyond representative.

Work smarter

with tools that work together